UK Salary Calculator 2026–27: Take-Home Pay

Supported scope

For an employee below State Pension age with standard personal allowance eligibility and National Insurance category A. Choose your UK nation. Includes allowance taper and employee NI, using annual thresholds. Excludes pensions, salary sacrifice, student loans, benefits, other income, marriage allowance and non-standard tax codes. NI uses annual averaging; actual period-by-period deductions can differ.

Your estimate · GBP

How to read the result

Estimates assume one full year of salary and no other income. Monthly results are annual totals divided by 12, not a payslip or a filing calculation. Enter other annual payroll deductions separately; they reduce the displayed remainder without changing taxable income. Calculations run in your browser.

Use the scope above to decide whether the estimate applies to you. A full payslip can contain deductions and adjustments this model does not calculate.

Official sources

• HMRC: employer rates and thresholds 2026–27
• HMRC: personal allowance taper

Source check: 2026-10-16. HMRC annual tax bands and category-A NI rates/thresholds match the existing annual-average model. Not a period-by-period payroll certification. Next review: 2027-01-16.

How to use this salary calculator

1. Enter your annual or monthly salary.
2. Choose the UK nation where you are taxed. Scotland uses different employment-income bands.
3. Review Income Tax and National Insurance, then enter other cash deductions separately.

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