Ireland stamp duty, loan and savings calculators
Plan with your local currency. Check each tool’s supported circumstances before using an estimate.
Ireland stamp duty calculator
Estimate residential purchase stamp duty within the stated single-property circumstances.
Open Ireland stamp duty calculatorWhat these calculators cover
For one ordinary second-hand residential house acquired at full cash consideration in Ireland. Enter the full dutiable consideration. Not for apartments, new builds, mixed-use or bulk acquisitions.
Model / rate version: 2026-10-16. Published rate parameters checked on 2026-10-16; read the model’s exclusions.
Read full methodology and assumptions →Planning in EUR: where to start
The stamp-duty calculator is limited to one ordinary second-hand residential house and its stated consideration basis. Apartments, new-build/VAT treatment, bulk purchases and special reliefs need different checks.
Compare the same costs and time period
A mortgage deposit target is separate from stamp duty and other purchase costs. Use a EUR savings goal for the deposit, then add separately quoted legal, valuation and financing costs to your own budget.
Fixed-rate loan payment in EUR
Enter your own amount and nominal annual rate. This general formula assumes equal monthly payments and excludes fees, insurance, taxes, variable rates and product-specific contract rules.
Worked example: €15,000.00 at an assumed 6% nominal annual rate over 36 months gives €456.33 per month. This rate is an example, not a Ireland market rate or offer.
Formula: payment = P × r / (1 − (1+r)−n), where r is the annual percentage divided by 1200 and n is months. At zero interest, payment = P/n. Use the full loan calculator.
Available calculators
Recommendations reflect available coverage, not measured popularity.
Ireland stamp duty calculator ↗
For one ordinary second-hand residential house acquired at full cash consideration in Ireland. Enter the full dutiable consideration. Not for apartments, new builds, mixed-use or bulk acquisitions.
Open calculator →Loans & financingLoan repayment ↗
Illustrative planning formula; excludes local taxes, fees and product-specific terms.
Open calculator →Budgeting & debtMonthly budget ↗
Illustrative planning formula; excludes local taxes, fees and product-specific terms.
Open calculator →Savings & investmentsCompound interest ↗
Illustrative planning formula; excludes local taxes, fees and product-specific terms.
Open calculator →Savings & investmentsSavings goal ↗
Illustrative planning formula; excludes local taxes, fees and product-specific terms.
Open calculator →Guides for Ireland
Practical reading with EUR examples and relevant official sources. Financial guide content is in English.
Planned local coverage
These tools are coming soon and are not available as calculations:
- net salary
- pension
Each needs its own official sources, supported circumstances and test cases before publication.
Before you compare results
Keep the currency and time period consistent. A monthly income estimate is an annual average unless the calculator explicitly models individual pay periods. The general loan and savings tools do not apply Ireland tax law, fees, benefit rules or investment guarantees.
Changing the display currency does not convert exchange rates or change the legal jurisdiction of a calculator. Use the dedicated local tool for the scope described above.
General planning reading
These guides explain planning concepts using US examples; they are not Ireland tax guidance.
How compound interest works · Building an emergency fundSources and maintenance
- Revenue: current residential rates and special cases
- Finance Act 2024 section 90: rates and whole-euro rounding
Source links and existing model years are retained from the current calculators. Check official guidance for your circumstances and report issues through our contact page. New local payroll, pension, property and benefit tools require source review and tests before publication.