FD calculator: fixed deposit maturity and interest
Illustrative cumulative fixed-deposit projection in INR at a constant user-entered nominal annual rate. Choose annual, quarterly or monthly compounding; no interest payouts or withdrawals.
Source parameters checked · version 2026-10-16 · review due 2027-01-16
Your inputs (INR)
Your estimate
A constant-rate illustration, not a return forecast or product guarantee.
View calculation breakdown
Methodology and rounding
Maturity value = principal × (1 + nominal annual rate / compounding frequency)^(frequency × years). Frequency is 1, 4 or 12. No payouts, taxes or early withdrawals are modeled.
Worked example
Initial deposit: ₹1,00,000.00 · Modeled growth before taxes and fees: ₹38,041.98 · Projected value: ₹1,38,041.98
Assumptions and exclusions
- Excludes TDS/income tax, fees, early withdrawal penalties, product eligibility and bank-specific day-count conventions.
- Not a bank quote, deposit-insurance assessment or guaranteed maturity amount. Confirm the actual contract.
- The full deposit stays invested and all modeled interest is reinvested.
Questions about this estimate
Does this cover every transaction or product?
No. This tool covers only its stated assumptions. Review the exclusions and official sources before using an estimate.
Are my inputs stored or included in shared links?
No. Calculations and comparisons stay in this tab. The calculator-link action copies the page address without financial inputs. Copy results places the visible figures on your own clipboard.
Official sources and review
Supported rates/formula, stated circumstances and rounding checked against the linked primary sources. Exclusions remain outside the model. This is a limited source check and tested estimate, not professional tax certification.
The calculator stops returning estimates after its review date until its rule version is updated. Report a correction.
Related tools
All available India tools · Loan repayment · Compound growth
Country guides for this calculator
Read the guide for your market; a general calculator retains its own assumptions.
Publisher, sources and review status
Published by Numbriv editorial team. Full jurisdiction/rule review is not recorded as complete. Existing formula tests do not certify every local rule.
Calculation and editorial methodology · Tax-rule review log · Report a correction · Advertising disclosure
Explore India calculators and coverage in INR. This calculator retains its stated jurisdiction and assumptions.