Stamp duty calculator: England and Northern Ireland
For an individual buying one freehold residential property in England or Northern Ireland, UK-resident for SDLT, with no other residential property after purchase. Supports standard rates and self-confirmed first-time-buyer relief. Not for Scotland or Wales.
Source parameters checked · version 2026-10-16 · review due 2027-01-16
Your inputs (GBP)
Your estimate
Only the supported circumstances are modeled; this is not a filing assessment.
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Methodology and rounding
Apply marginal rates of 0%, 2%, 5%, 10% and 12% at GBP 125,000, 250,000, 925,000 and 1.5 million. Qualifying first-time buyers pay 0% to GBP 300,000 and 5% to 500,000; above 500,000 standard bands apply. Round total duty down to whole pounds.
Worked example
Dutiable consideration: £295,000.00 · Duty after statutory whole-unit rounding: £4,750.00 · First-time relief applied: No
Assumptions and exclusions
- Excludes additional-property and non-resident surcharges, companies, trusts, linked purchases and special reliefs.
- Freehold purchases only; excludes lease rents, lease premiums, shared ownership and mixed/non-residential property.
- First-time buyers must independently confirm every purchaser qualifies. Above GBP 500,000, standard rates apply.
Questions about this estimate
Does this cover every transaction or product?
No. This tool covers only its stated assumptions. Review the exclusions and official sources before using an estimate.
Are my inputs stored or included in shared links?
No. Calculations and comparisons stay in this tab. The calculator-link action copies the page address without financial inputs. Copy results places the visible figures on your own clipboard.
Official sources and review
Supported rates/formula, stated circumstances and rounding checked against the linked primary sources. Exclusions remain outside the model. This is a limited source check and tested estimate, not professional tax certification.
The calculator stops returning estimates after its review date until its rule version is updated. Report a correction.
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